/* ============================================================
   ECHANGESASSURANCES.ORG — STYLESHEET v1.0
   ============================================================ */

/* --- 1. Google Fonts Import --- */
@import url('https://fonts.googleapis.com/css2?family=Montserrat:wght@400;500;600;700;800&family=Open+Sans:wght@400;500;600&display=swap');

/* --- 2. CSS Variables --- */
:root {
  --primary:        #1b3d52;
  --primary-light:  #2a5a72;
  --primary-dark:   #0f2a38;
  --secondary:      #e8634e;
  --secondary-dark: #c94f3b;
  --accent:         #4aabb9;
  --accent-dark:    #2d8a98;
  --danger:         #e74c3c;
  --text:           #1a202c;
  --text-mid:       #4a5568;
  --text-light:     #718096;
  --bg:             #ffffff;
  --bg-light:       #f7fafc;
  --bg-dark:        #edf2f7;
  --border:         #e2e8f0;
  --shadow-sm:      0 1px 3px rgba(0,0,0,0.08);
  --shadow:         0 4px 20px rgba(0,0,0,0.10);
  --shadow-lg:      0 10px 40px rgba(0,0,0,0.15);
  --radius-sm:      6px;
  --radius:         12px;
  --radius-lg:      20px;
  --transition:     all 0.3s ease;
  --container:      1200px;
}

/* --- 3. Reset & Base --- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; font-size: 16px; }

body {
  font-family: 'Open Sans', sans-serif;
  color: var(--text);
  background: var(--bg);
  line-height: 1.7;
  -webkit-font-smoothing: antialiased;
}

h1, h2, h3, h4, h5, h6 {
  font-family: 'Montserrat', sans-serif;
  line-height: 1.3;
  color: var(--text);
}

h1 { font-size: clamp(1.8rem, 4vw, 2.8rem); font-weight: 800; }
h2 { font-size: clamp(1.5rem, 3vw, 2.2rem); font-weight: 700; }
h3 { font-size: clamp(1.2rem, 2.5vw, 1.5rem); font-weight: 600; }
h4 { font-size: 1.1rem; font-weight: 600; }

p { margin-bottom: 1rem; }
a { color: var(--primary); text-decoration: none; transition: var(--transition); }
a:hover { color: var(--primary-light); }
ul { list-style: none; }
img { max-width: 100%; height: auto; display: block; }

/* --- 4. Layout Utilities --- */
.container {
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 20px;
}
.section { padding: 80px 0; }
.section-alt { background: var(--bg-light); }
.section-dark { background: var(--primary-dark); color: #fff; }
.section-dark h2, .section-dark h3 { color: #fff; }

.grid-2 { display: grid; grid-template-columns: repeat(2, 1fr); gap: 30px; }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 30px; }
.grid-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }

.flex { display: flex; }
.flex-center { display: flex; align-items: center; justify-content: center; }
.flex-between { display: flex; align-items: center; justify-content: space-between; }

.text-center { text-align: center; }
.text-left   { text-align: left; }
.mb-8  { margin-bottom: 8px; }
.mb-16 { margin-bottom: 16px; }
.mb-24 { margin-bottom: 24px; }
.mb-40 { margin-bottom: 40px; }
.mb-60 { margin-bottom: 60px; }

.badge {
  display: inline-block;
  padding: 4px 12px;
  border-radius: 20px;
  font-size: 0.78rem;
  font-weight: 600;
  font-family: 'Montserrat', sans-serif;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}
.badge-primary { background: rgba(27,61,82,0.1); color: var(--primary); }
.badge-secondary { background: rgba(232,99,78,0.1); color: var(--secondary-dark); }
.badge-accent { background: rgba(74,171,185,0.1); color: var(--accent-dark); }

/* --- 5. Section Headers --- */
.section-header { text-align: center; margin-bottom: 50px; }
.section-header .eyebrow {
  display: inline-block;
  font-family: 'Montserrat', sans-serif;
  font-size: 0.82rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 2px;
  color: var(--secondary);
  margin-bottom: 12px;
}
.section-header h2 { margin-bottom: 16px; }
.section-header p {
  font-size: 1.1rem;
  color: var(--text-mid);
  max-width: 600px;
  margin: 0 auto;
}

/* --- 6. Buttons --- */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 14px 28px;
  border-radius: var(--radius-sm);
  font-family: 'Montserrat', sans-serif;
  font-weight: 600;
  font-size: 0.95rem;
  cursor: pointer;
  border: 2px solid transparent;
  transition: var(--transition);
  text-decoration: none;
  white-space: nowrap;
}
.btn-primary {
  background: var(--secondary);
  color: #fff;
  border-color: var(--secondary);
}
.btn-primary:hover {
  background: var(--secondary-dark);
  border-color: var(--secondary-dark);
  color: #fff;
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(232,99,78,0.35);
}
.btn-secondary {
  background: var(--accent);
  color: #fff;
  border-color: var(--accent);
}
.btn-secondary:hover {
  background: var(--accent-dark);
  border-color: var(--accent-dark);
  color: #fff;
  transform: translateY(-2px);
}
.btn-outline {
  background: transparent;
  color: #fff;
  border-color: rgba(255,255,255,0.6);
}
.btn-outline:hover {
  background: rgba(255,255,255,0.15);
  border-color: #fff;
  color: #fff;
}
.btn-outline-primary {
  background: transparent;
  color: var(--primary);
  border-color: var(--primary);
}
.btn-outline-primary:hover {
  background: var(--primary);
  color: #fff;
}
.btn-lg { padding: 17px 36px; font-size: 1.05rem; }
.btn-sm { padding: 9px 18px; font-size: 0.85rem; }

/* --- 7. Header & Navigation --- */
#site-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: #fff;
  box-shadow: 0 2px 12px rgba(0,0,0,0.08);
  transition: var(--transition);
}
#site-header.scrolled { box-shadow: 0 4px 20px rgba(0,0,0,0.12); }

.header-top {
  background: var(--primary-dark);
  color: rgba(255,255,255,0.85);
  font-size: 0.82rem;
  padding: 6px 0;
}
.header-top-inner {
  display: flex;
  justify-content: space-between;
  align-items: center;
}
.header-top a { color: rgba(255,255,255,0.85); }
.header-top a:hover { color: #fff; }

.header-main { padding: 16px 0; }
.header-inner { display: flex; align-items: center; justify-content: space-between; gap: 30px; }

.site-logo {
  display: flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
  flex-shrink: 0;
}
.logo-img {
  width: 44px;
  height: 44px;
  border-radius: var(--radius-sm);
  object-fit: contain;
  flex-shrink: 0;
}
.logo-text { line-height: 1.15; }
.logo-text .name {
  font-family: 'Montserrat', sans-serif;
  font-weight: 800;
  font-size: 1.1rem;
  color: var(--primary);
  display: block;
}
.logo-text .tagline {
  font-size: 0.72rem;
  color: var(--text-light);
  display: block;
}

/* Main Nav */
.main-nav { flex: 1; }
.nav-list { display: flex; align-items: center; gap: 4px; }
.nav-item { position: relative; }

.nav-link {
  display: flex;
  align-items: center;
  gap: 5px;
  padding: 10px 14px;
  font-family: 'Montserrat', sans-serif;
  font-weight: 600;
  font-size: 0.88rem;
  color: var(--text);
  border-radius: var(--radius-sm);
  white-space: nowrap;
}
.nav-link:hover, .nav-link.active { color: var(--primary); background: var(--bg-light); }
.nav-link svg { width: 14px; height: 14px; transition: transform 0.2s; }
.nav-item:hover .nav-link svg { transform: rotate(180deg); }

/* Dropdown */
.dropdown {
  position: absolute;
  top: calc(100% + 8px);
  left: 0;
  min-width: 240px;
  background: #fff;
  border-radius: var(--radius);
  box-shadow: var(--shadow-lg);
  border: 1px solid var(--border);
  padding: 8px;
  opacity: 0;
  visibility: hidden;
  transform: translateY(10px);
  transition: var(--transition);
  z-index: 100;
}
.nav-item:hover .dropdown {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}
.dropdown a {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 10px 14px;
  border-radius: var(--radius-sm);
  color: var(--text-mid);
  font-size: 0.9rem;
  font-weight: 500;
}
.dropdown a:hover { background: var(--bg-light); color: var(--primary); }
.dropdown a span.icon { width: 28px; height: 28px; border-radius: 6px; background: var(--bg-light); display: flex; align-items: center; justify-content: center; font-size: 1rem; flex-shrink: 0; }

.header-cta {
  display: flex;
  align-items: center;
  gap: 10px;
  flex-shrink: 0;
}

/* Mobile menu toggle */
.burger {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  padding: 8px;
  border: none;
  background: none;
}
.burger span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--text);
  border-radius: 2px;
  transition: var(--transition);
}

/* --- 8. Hero Section --- */
.hero {
  background: linear-gradient(135deg, var(--primary-dark) 0%, var(--primary) 50%, #1a5c9e 100%);
  padding: 90px 0 80px;
  position: relative;
  overflow: hidden;
}
.hero::before {
  content: '';
  position: absolute;
  top: -50%;
  right: -10%;
  width: 600px;
  height: 600px;
  background: radial-gradient(circle, rgba(255,255,255,0.06) 0%, transparent 70%);
  pointer-events: none;
}
.hero::after {
  content: '';
  position: absolute;
  bottom: -30%;
  left: -5%;
  width: 400px;
  height: 400px;
  background: radial-gradient(circle, rgba(39,174,96,0.15) 0%, transparent 70%);
  pointer-events: none;
}

.hero-inner {
  display: grid;
  grid-template-columns: 1fr 420px;
  gap: 60px;
  align-items: center;
  position: relative;
  z-index: 1;
}
.hero-content { color: #fff; }
.hero-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(255,255,255,0.12);
  border: 1px solid rgba(255,255,255,0.2);
  border-radius: 30px;
  padding: 6px 16px;
  font-size: 0.82rem;
  font-weight: 600;
  font-family: 'Montserrat', sans-serif;
  color: rgba(255,255,255,0.9);
  margin-bottom: 24px;
}
.hero h1 { color: #fff; margin-bottom: 20px; }
.hero h1 span { color: var(--accent); }
.hero-lead {
  font-size: 1.15rem;
  color: rgba(255,255,255,0.85);
  margin-bottom: 36px;
  max-width: 560px;
  line-height: 1.75;
}
.hero-actions { display: flex; gap: 14px; flex-wrap: wrap; margin-bottom: 40px; }
.hero-trust {
  display: flex;
  gap: 24px;
  flex-wrap: wrap;
}
.trust-item {
  display: flex;
  align-items: center;
  gap: 8px;
  color: rgba(255,255,255,0.8);
  font-size: 0.88rem;
}
.trust-item svg { color: var(--secondary); flex-shrink: 0; }

/* Hero Card */
.hero-card {
  background: #fff;
  border-radius: var(--radius-lg);
  padding: 32px;
  box-shadow: 0 20px 60px rgba(0,0,0,0.25);
}
.hero-card h3 {
  font-size: 1.1rem;
  margin-bottom: 20px;
  color: var(--text);
}
.insurance-links { display: flex; flex-direction: column; gap: 10px; margin-bottom: 20px; }
.insurance-link-item {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 12px 14px;
  border-radius: var(--radius-sm);
  background: var(--bg-light);
  color: var(--text);
  font-weight: 500;
  font-size: 0.9rem;
  transition: var(--transition);
  border: 1px solid var(--border);
}
.insurance-link-item:hover {
  background: var(--primary);
  color: #fff;
  border-color: var(--primary);
}
.insurance-link-item .icon { font-size: 1.2rem; }
.insurance-link-item .arrow { margin-left: auto; }
.hero-card-note {
  text-align: center;
  font-size: 0.82rem;
  color: var(--text-light);
  padding-top: 16px;
  border-top: 1px solid var(--border);
}

/* --- 9. Stats Bar --- */
.stats-bar { background: var(--primary); padding: 36px 0; }
.stats-inner {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
  text-align: center;
}
.stat-item { color: #fff; }
.stat-number {
  font-family: 'Montserrat', sans-serif;
  font-size: 2.2rem;
  font-weight: 800;
  color: var(--accent);
  line-height: 1;
  margin-bottom: 6px;
}
.stat-label {
  font-size: 0.85rem;
  color: rgba(255,255,255,0.8);
  line-height: 1.4;
}
.stat-separator {
  width: 1px;
  background: rgba(255,255,255,0.15);
  margin: auto;
}

/* --- 10. Cards --- */
.card {
  background: #fff;
  border-radius: var(--radius);
  border: 1px solid var(--border);
  box-shadow: var(--shadow-sm);
  transition: var(--transition);
  overflow: hidden;
}
.card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
  border-color: var(--primary-light);
}

/* Category Cards */
.category-card {
  padding: 32px 24px;
  text-align: center;
  position: relative;
}
.category-card .cat-icon {
  width: 68px;
  height: 68px;
  border-radius: var(--radius);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 2rem;
  margin: 0 auto 20px;
}
.category-card h3 { margin-bottom: 10px; font-size: 1.15rem; }
.category-card p { color: var(--text-mid); font-size: 0.9rem; margin-bottom: 20px; line-height: 1.6; }
.category-card .cat-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  color: var(--primary);
  font-weight: 600;
  font-size: 0.88rem;
  font-family: 'Montserrat', sans-serif;
}
.category-card .cat-link:hover { gap: 10px; }
.cat-sante  { background: rgba(39,174,96,0.08); }  .cat-sante  .cat-icon { background: rgba(39,174,96,0.12); }
.cat-auto   { background: rgba(15,76,129,0.06); }   .cat-auto   .cat-icon { background: rgba(15,76,129,0.1); }
.cat-hab    { background: rgba(232,160,32,0.08); }   .cat-hab    .cat-icon { background: rgba(232,160,32,0.12); }
.cat-vie    { background: rgba(155,89,182,0.08); }   .cat-vie    .cat-icon { background: rgba(155,89,182,0.12); }
.cat-pro    { background: rgba(231,76,60,0.07); }    .cat-pro    .cat-icon { background: rgba(231,76,60,0.1); }
.cat-comp   { background: rgba(52,152,219,0.07); }   .cat-comp   .cat-icon { background: rgba(52,152,219,0.1); }

/* Reason Cards */
.reason-card { padding: 30px; }
.reason-icon {
  width: 54px;
  height: 54px;
  border-radius: var(--radius-sm);
  background: rgba(15,76,129,0.08);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  margin-bottom: 18px;
}
.reason-card h3 { font-size: 1.05rem; margin-bottom: 10px; }
.reason-card p  { font-size: 0.9rem; color: var(--text-mid); }

/* Article Cards */
.article-card {}
.article-card-img {
  height: 200px;
  background: linear-gradient(135deg, var(--bg-dark), var(--border));
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 3rem;
  overflow: hidden;
}
.article-card-img img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
  transition: transform 0.3s ease;
}
.article-card:hover .article-card-img img { transform: scale(1.04); }
.article-card-body { padding: 24px; }
.article-meta {
  display: flex;
  align-items: center;
  gap: 14px;
  margin-bottom: 12px;
  font-size: 0.8rem;
  color: var(--text-light);
}
.article-meta .cat { color: var(--primary); font-weight: 600; }
.article-card h3 { font-size: 1.05rem; margin-bottom: 10px; line-height: 1.45; }
.article-card p  { font-size: 0.88rem; color: var(--text-mid); margin-bottom: 18px; }
.article-read-more {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  color: var(--primary);
  font-weight: 600;
  font-size: 0.85rem;
  font-family: 'Montserrat', sans-serif;
}

/* --- 11. Process Steps --- */
.process-steps {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  position: relative;
}
.process-steps::before {
  content: '';
  position: absolute;
  top: 28px;
  left: calc(12.5% + 20px);
  right: calc(12.5% + 20px);
  height: 2px;
  background: var(--border);
  z-index: 0;
}
.step {
  text-align: center;
  position: relative;
  z-index: 1;
}
.step-num {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: var(--primary);
  color: #fff;
  font-family: 'Montserrat', sans-serif;
  font-weight: 800;
  font-size: 1.3rem;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 18px;
  border: 4px solid #fff;
  box-shadow: 0 0 0 3px var(--primary);
}
.step h3 { font-size: 1rem; margin-bottom: 10px; }
.step p  { font-size: 0.87rem; color: var(--text-mid); }

/* --- 12. Risk Section --- */
.risk-list { display: flex; flex-direction: column; gap: 16px; }
.risk-item {
  display: flex;
  gap: 16px;
  padding: 20px;
  background: #fff;
  border-radius: var(--radius);
  border-left: 4px solid var(--danger);
  box-shadow: var(--shadow-sm);
}
.risk-icon { font-size: 1.5rem; flex-shrink: 0; line-height: 1; }
.risk-item h4 { margin-bottom: 4px; }
.risk-item p  { font-size: 0.88rem; color: var(--text-mid); margin: 0; }

/* --- 13. FAQ Accordion --- */
.faq-list { display: flex; flex-direction: column; gap: 12px; }
.faq-item {
  background: #fff;
  border-radius: var(--radius);
  border: 1px solid var(--border);
  overflow: hidden;
  transition: var(--transition);
}
.faq-item.open { border-color: var(--primary); box-shadow: var(--shadow); }
.faq-question {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 20px 24px;
  cursor: pointer;
  font-family: 'Montserrat', sans-serif;
  font-weight: 600;
  font-size: 0.98rem;
  gap: 16px;
  border: none;
  background: none;
  width: 100%;
  text-align: left;
  color: var(--text);
}
.faq-question:hover { color: var(--primary); }
.faq-icon {
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: var(--bg-light);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  transition: var(--transition);
  font-size: 1.2rem;
  color: var(--primary);
}
.faq-item.open .faq-icon { background: var(--primary); color: #fff; transform: rotate(45deg); }
.faq-answer {
  padding: 0 24px;
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.4s ease, padding 0.3s ease;
}
.faq-item.open .faq-answer { max-height: 500px; padding: 0 24px 24px; }
.faq-answer p { font-size: 0.92rem; color: var(--text-mid); margin: 0; }
.faq-answer ul { padding-left: 16px; margin-top: 8px; }
.faq-answer ul li { font-size: 0.9rem; color: var(--text-mid); margin-bottom: 6px; list-style: disc; }

/* --- 14. Testimonials --- */
.testimonial-card {
  padding: 30px;
  background: #fff;
  border-radius: var(--radius);
  border: 1px solid var(--border);
  box-shadow: var(--shadow-sm);
}
.testimonial-stars { color: var(--accent); font-size: 1rem; margin-bottom: 14px; letter-spacing: 2px; }
.testimonial-text { font-size: 0.95rem; color: var(--text-mid); font-style: italic; margin-bottom: 20px; line-height: 1.75; }
.testimonial-author { display: flex; align-items: center; gap: 12px; }
.testimonial-avatar {
  width: 46px;
  height: 46px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--primary), var(--primary-light));
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: 'Montserrat', sans-serif;
  font-weight: 700;
  font-size: 1rem;
  flex-shrink: 0;
}
.testimonial-author strong { font-size: 0.9rem; display: block; }
.testimonial-author span   { font-size: 0.8rem; color: var(--text-light); }

/* --- 15. Newsletter --- */
.newsletter-section {
  background: linear-gradient(135deg, var(--primary-dark), var(--primary));
  padding: 70px 0;
  text-align: center;
}
.newsletter-section h2 { color: #fff; margin-bottom: 12px; }
.newsletter-section p  { color: rgba(255,255,255,0.8); max-width: 500px; margin: 0 auto 32px; }
.newsletter-form { display: flex; gap: 12px; max-width: 480px; margin: 0 auto; }
.newsletter-form input {
  flex: 1;
  padding: 14px 18px;
  border-radius: var(--radius-sm);
  border: 2px solid rgba(255,255,255,0.2);
  background: rgba(255,255,255,0.1);
  color: #fff;
  font-size: 0.95rem;
  outline: none;
  transition: var(--transition);
}
.newsletter-form input::placeholder { color: rgba(255,255,255,0.5); }
.newsletter-form input:focus { border-color: rgba(255,255,255,0.5); background: rgba(255,255,255,0.15); }
.newsletter-note { font-size: 0.8rem; color: rgba(255,255,255,0.6); margin-top: 12px; }

/* --- 16. Footer --- */
#site-footer {
  background: var(--text);
  color: rgba(255,255,255,0.75);
  padding: 60px 0 0;
}
.footer-grid {
  display: grid;
  grid-template-columns: 280px 1fr 1fr 1fr;
  gap: 40px;
  margin-bottom: 50px;
}
.footer-brand .logo-text .name  { color: #fff; }
.footer-brand .logo-text .tagline { color: rgba(255,255,255,0.5); }
.footer-desc {
  margin-top: 16px;
  font-size: 0.87rem;
  color: rgba(255,255,255,0.55);
  line-height: 1.7;
  margin-bottom: 20px;
}
.social-links { display: flex; gap: 10px; }
.social-link {
  width: 36px;
  height: 36px;
  border-radius: 8px;
  background: rgba(255,255,255,0.08);
  display: flex;
  align-items: center;
  justify-content: center;
  color: rgba(255,255,255,0.7);
  font-size: 0.9rem;
  transition: var(--transition);
}
.social-link:hover { background: var(--primary); color: #fff; }

.footer-col h4 {
  font-size: 0.9rem;
  font-weight: 700;
  color: #fff;
  margin-bottom: 18px;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}
.footer-col ul { display: flex; flex-direction: column; gap: 10px; }
.footer-col ul li a {
  color: rgba(255,255,255,0.6);
  font-size: 0.88rem;
  transition: var(--transition);
}
.footer-col ul li a:hover { color: #fff; padding-left: 4px; }

.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.08);
  padding: 20px 0;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px;
  font-size: 0.82rem;
  color: rgba(255,255,255,0.4);
}
.footer-bottom a { color: rgba(255,255,255,0.5); }
.footer-bottom a:hover { color: #fff; }

/* --- 17. Page Inner (section pages) --- */
.page-hero {
  background: linear-gradient(135deg, var(--primary-dark), var(--primary));
  padding: 60px 0;
  color: #fff;
}
.page-hero h1 { color: #fff; margin-bottom: 12px; }
.page-hero p   { color: rgba(255,255,255,0.8); max-width: 600px; font-size: 1.05rem; }
.breadcrumb {
  display: flex;
  align-items: center;
  gap: 8px;
  margin-bottom: 20px;
  font-size: 0.84rem;
  color: rgba(255,255,255,0.7);
}
.breadcrumb a { color: rgba(255,255,255,0.7); }
.breadcrumb a:hover { color: #fff; }
.breadcrumb .sep { color: rgba(255,255,255,0.35); }

.page-content { padding: 60px 0; }
.content-grid {
  display: grid;
  grid-template-columns: 1fr 340px;
  gap: 50px;
  align-items: start;
}
.content-main {}
.content-sidebar {}

/* Article hero figure image */
.article-hero-img {
  margin: 8px 0 32px;
  border-radius: var(--radius);
  overflow: hidden;
  line-height: 0;
}
.article-hero-img img {
  width: 100%;
  height: auto;
  max-height: 420px;
  object-fit: cover;
  display: block;
}

/* Sidebar widgets */
.sidebar-widget {
  background: #fff;
  border-radius: var(--radius);
  border: 1px solid var(--border);
  padding: 24px;
  margin-bottom: 24px;
}
.sidebar-widget h3 { font-size: 1rem; margin-bottom: 16px; color: var(--primary); }
.sidebar-links { display: flex; flex-direction: column; gap: 10px; }
.sidebar-links a {
  display: flex;
  align-items: center;
  gap: 10px;
  color: var(--text-mid);
  font-size: 0.9rem;
  padding: 8px 12px;
  border-radius: var(--radius-sm);
  transition: var(--transition);
}
.sidebar-links a:hover { background: var(--bg-light); color: var(--primary); }
.sidebar-links a .arrow { margin-left: auto; font-size: 0.75rem; }

.tip-box {
  background: rgba(39,174,96,0.08);
  border: 1px solid rgba(39,174,96,0.2);
  border-radius: var(--radius);
  padding: 20px;
  margin: 24px 0;
}
.tip-box h4 { color: var(--secondary-dark); margin-bottom: 8px; font-size: 0.95rem; }
.tip-box p  { font-size: 0.88rem; color: var(--text-mid); margin: 0; }

.warning-box {
  background: rgba(232,160,32,0.08);
  border: 1px solid rgba(232,160,32,0.25);
  border-radius: var(--radius);
  padding: 20px;
  margin: 24px 0;
}
.warning-box h4 { color: var(--accent-dark); margin-bottom: 8px; font-size: 0.95rem; }
.warning-box p  { font-size: 0.88rem; color: var(--text-mid); margin: 0; }

/* --- 18. Comparison Table --- */
.comparison-table { width: 100%; border-collapse: collapse; border-radius: var(--radius); overflow: hidden; box-shadow: var(--shadow); }
.comparison-table th {
  background: var(--primary);
  color: #fff;
  padding: 16px 20px;
  text-align: left;
  font-family: 'Montserrat', sans-serif;
  font-size: 0.88rem;
  font-weight: 600;
}
.comparison-table td {
  padding: 14px 20px;
  border-bottom: 1px solid var(--border);
  font-size: 0.9rem;
  color: var(--text-mid);
}
.comparison-table tr:nth-child(even) td { background: var(--bg-light); }
.comparison-table tr:last-child td { border-bottom: none; }
.check { color: var(--secondary); font-weight: 700; }
.cross { color: var(--danger); }

/* --- 19. Contact Form --- */
.contact-form { display: flex; flex-direction: column; gap: 20px; }
.form-group { display: flex; flex-direction: column; gap: 6px; }
.form-group label { font-weight: 600; font-size: 0.9rem; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.form-control {
  padding: 13px 16px;
  border: 2px solid var(--border);
  border-radius: var(--radius-sm);
  font-size: 0.95rem;
  font-family: 'Open Sans', sans-serif;
  color: var(--text);
  background: #fff;
  outline: none;
  transition: var(--transition);
}
.form-control:focus { border-color: var(--primary); box-shadow: 0 0 0 3px rgba(15,76,129,0.1); }
textarea.form-control { min-height: 130px; resize: vertical; }

/* --- 20. Blog Page --- */
.blog-filters { display: flex; gap: 10px; flex-wrap: wrap; margin-bottom: 40px; }
.filter-btn {
  padding: 8px 18px;
  border-radius: 30px;
  border: 2px solid var(--border);
  background: #fff;
  font-family: 'Montserrat', sans-serif;
  font-weight: 600;
  font-size: 0.82rem;
  cursor: pointer;
  transition: var(--transition);
  color: var(--text-mid);
}
.filter-btn:hover, .filter-btn.active {
  background: var(--primary);
  border-color: var(--primary);
  color: #fff;
}
.blog-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; margin-bottom: 50px; }
.blog-featured { grid-column: span 3; display: grid; grid-template-columns: 1.5fr 1fr; gap: 0; }
.blog-featured .article-card-img { height: 100%; min-height: 280px; }

/* --- 21. Mentions légales & Privacy --- */
.legal-content { max-width: 800px; margin: 0 auto; }
.legal-content h2 { font-size: 1.3rem; margin: 40px 0 16px; color: var(--primary); }
.legal-content h3 { font-size: 1.1rem; margin: 28px 0 12px; }
.legal-content p  { color: var(--text-mid); }
.legal-content ul { padding-left: 20px; margin: 12px 0; }
.legal-content ul li { color: var(--text-mid); margin-bottom: 6px; list-style: disc; }

/* --- 22. Responsive --- */
@media (max-width: 1100px) {
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 30px; }
  .hero-inner   { grid-template-columns: 1fr 360px; gap: 40px; }
}

@media (max-width: 900px) {
  .grid-4 { grid-template-columns: repeat(2, 1fr); }
  .stats-inner { grid-template-columns: repeat(2, 1fr); }
  .process-steps { grid-template-columns: repeat(2, 1fr); }
  .process-steps::before { display: none; }
  .hero-inner { grid-template-columns: 1fr; }
  .hero-card  { display: none; }
  .content-grid { grid-template-columns: 1fr; }
  .blog-grid    { grid-template-columns: repeat(2, 1fr); }
  .blog-featured { grid-column: span 2; grid-template-columns: 1fr; }
  .blog-featured .article-card-img { min-height: 220px; }
}

@media (max-width: 768px) {
  .section { padding: 60px 0; }
  .grid-2, .grid-3 { grid-template-columns: 1fr; }
  .main-nav, .header-cta { display: none; }
  .burger { display: flex; }
  .header-top { display: none; }
  .stats-inner { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: 1fr; }
  .footer-bottom { flex-direction: column; text-align: center; }
  .newsletter-form { flex-direction: column; }
  .form-row { grid-template-columns: 1fr; }

  /* Mobile nav */
  .main-nav.open {
    display: block;
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: #fff;
    z-index: 999;
    padding: 80px 24px 40px;
    overflow-y: auto;
  }
  .main-nav.open .nav-list {
    flex-direction: column;
    align-items: stretch;
    gap: 4px;
  }
  .main-nav.open .nav-link { padding: 14px 16px; font-size: 1rem; }
  .main-nav.open .dropdown {
    position: static;
    box-shadow: none;
    border: none;
    padding: 0;
    opacity: 1;
    visibility: visible;
    transform: none;
    background: var(--bg-light);
    border-radius: var(--radius-sm);
    margin: 4px 0 8px;
    display: none;
  }
  .main-nav.open .nav-item.open .dropdown { display: block; }
}

@media (max-width: 520px) {
  .stats-inner { grid-template-columns: 1fr; }
  .process-steps { grid-template-columns: 1fr; }
  .blog-grid { grid-template-columns: 1fr; }
  .blog-featured { grid-column: span 1; grid-template-columns: 1fr; }
}

/* --- 23. Blocs Publicitaires AdSense --- */
.ad-block {
  margin: 40px 0;
  text-align: center;
  overflow: hidden;
  min-height: 50px; /* espace minimal le temps du chargement */
}
.ad-block-sidebar {
  margin: 0 0 24px;
  overflow: hidden;
  min-height: 100px;
}
/* Séparateur visuel discret autour des pubs */
.ad-block::before {
  content: 'Publicité';
  display: block;
  font-size: 0.7rem;
  color: var(--text-light);
  text-transform: uppercase;
  letter-spacing: 1px;
  margin-bottom: 6px;
  font-family: 'Montserrat', sans-serif;
}

/* --- 24. Misc Animations --- */
@keyframes fadeUp {
  from { opacity: 0; transform: translateY(20px); }
  to   { opacity: 1; transform: translateY(0); }
}
.fade-up { animation: fadeUp 0.6s ease both; }

/* Scroll to top button */
#scroll-top {
  position: fixed;
  bottom: 30px;
  right: 30px;
  width: 44px;
  height: 44px;
  background: var(--primary);
  color: #fff;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  border: none;
  font-size: 1.1rem;
  box-shadow: var(--shadow);
  opacity: 0;
  visibility: hidden;
  transition: var(--transition);
  z-index: 500;
}
#scroll-top.visible { opacity: 1; visibility: visible; }
#scroll-top:hover { background: var(--primary-light); transform: translateY(-3px); }